• Credit Building
• 24/7 Access to Your Case Status and Progress
• Credit Tools and Educations
ABOUT US
Our credit repair program is designed and enhanced to give our clients what matters most, results. Our knowledge, dedication, and compassion are what truly distinguish us within the credit repair industry. We see our clients as everyday people eager to be informed and empowered. So whether it’s to a single client or a large corporation, we provide a service that is second to none and we are ready to provide our services to all of those seeking to experience the power of credit.
Learn MoreHOW IT WORKS
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Divine Power Group LLC is dedicated to providing credit counseling and financial education to consumers nationwide. If you have a poor credit rating, a credit specialist at DPG can assist you in making a plan, getting you quickly on the right path to reestablishing and increasing your credit score.
During your advisory session with our credit specialist, they’ll help you get a complete picture of what your rating is presently and how it affects your financial options, what actions are harmful to your score, and what you can do today to make improvements. Contact us today to get confidence and peace of mind, knowing that your credit score doesn’t control you, but you control you it.
WE HELP IMPROVE YOUR
CREDIT SCORES BY REMOVING
- Collections
- Late Payments
- Bankruptcy
- Foreclosures
- Inquiries
- Short Sales
- Charged Off Accounts
- Tax Liens
- Repossessions
- Judgments
- Personal Information
- And More!
WHY TRUST DIVINE POWER GROUP?
Custom Customer Portal Access
Experienced professional for Consumer Credit and Mortgage Approvals
Intimately Involved in Your Credit Repair Experience
Transparency and Communication
FAQs
WHAT IS A CREDIT SCORE?
Your credit score is a number that is calculated based on your credit history such as credit cards, loans, and mortgage history that is used to predict the likelihood that you will default on a debt. Your credit score can be between 300 – 850.
WHAT IS THE FAIR CREDIT REPORTING ACT AND WHY WAS IT CREATED?
Enacted in 1970 by the United States Federal Government (15 U.S.C. § 1681), this legislation is meant to protect consumers and making sure their information being reporting to credit reporting agencies is private, accurate, and fair.
WHAT ARE THE THREE CREDIT BUREAUS?
The 3 main credit reporting agencies are Equifax, Transunion, and Experian.
HOW CAN I GET A COPY OF MY CREDIT REPORT?
We recommend 3rd party credit monitoring sites. We do not recommend sites that provide credit reports for free because they typically do not include all 3 credit bureaus.
WHY DO I NEED REPORTS FROM ALL 3 CREDIT BUREAUS?
Each credit bureau has access to different information. As a result, different information creates different scores. The advantage of a 3-bureau report is readily identifying discrepancies: just because you don’t have a collection on one report doesn’t mean it doesn’t exist if another bureau is reporting that collection.
WHAT IS THE DIFFERENCE BETWEEN THE CREDIT SCORE I SEE ON A CREDIT MONITORING SITE AND WHAT A LENDER WILL CHECK?
The difference between your credit score on a monitoring site versus what a lender will check is that random sites may use scores from one or two bureaus, but they might not have your score from all three credit bureaus. In addition, a lender will count paid collections against your score whereas a credit monitoring site might not.
Different credit monitoring services use different scoring systems and algorithms which is also a reason why the scores are different.
IF YOU REMOVE AN ITEM FROM MY CREDIT REPORT, DOES IT ELIMINATE THE DEBT?
No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.
IF I PAY A COLLECTION, DOES IT AUTOMATICALLY GET REMOVED FROM MY CREDIT REPORT?
NO! One of the biggest misconceptions among customers is that paying a collection will cause the score to go up. This is not true. In fact, your score is likely to go down.
HOW MUCH DOES SERVICES COST?
The cost depends on your credit score. A lot of factors go into determining the price the type of accounts you have along with the number of negatives accounts inquiries etc its best to go through the free consultation to get a price based on your specific situation.
HOW LONG DOES IT TAKE?
It just depends on how fast the credit bureaus respond credit repair takes time and we don’t guarantee you a specific date you will be finished
CONTACT
Office Hours :
Mon-Fri 9am-5pm Central time
Phone:
Email:
info@divinepowergroup.com
